Layton, Bountiful and Ogden Weather
Utah has four seasons, with pleasant
springtimes, warm summers, golden Indian summer autumns and bright brisk
winters heaped with dry, powdered snow. A century of irrigation and
enthusiastic planting of shade trees, lawns and shrubbery disguises the fact
that Utah lies within the Great American Desert.
|
Month |
High |
Low |
|
January |
36 |
17 |
|
February |
43 |
23 |
|
March |
52 |
30 |
|
April |
62 |
37 |
|
May |
72 |
45 |
|
June |
82 |
52 |
|
July |
91 |
60 |
|
August |
90 |
58 |
|
September |
80 |
48 |
|
October |
67 |
38 |
|
November |
50 |
28 |
|
December |
39 |
21 |
Request my Free Layton, Bountiful and Ogden Relocation Package. It's packed full of useful and important information about the Layton, Bountiful and Ogden, Utah area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...
Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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 |
| Q |
Into what category do forty-four percent of home buying households fall?
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| A |
Forty-four percent of home-buying households are made up of married couples with dependents. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
